DimeSprout

Calm money sheets, planned by paycheck

Biweekly Debt Payoff Tracker

A Google Sheets planner that lays out what to pay from each paycheck until your debt-free date. List your debts once, pick snowball or avalanche, and see the plan by payday.

Weekly, biweekly or twice-a-month paychecks
Snowball or avalanche, compared side by side
Your debt-free date and the interest you save
Payday calendar with due dates
No bank login. Your data stays in your own Google account
Works in any currency. Sage and Dark Mode editions

The tracker's Dashboard: debt-free date, one card per debt with its payoff month, and payoff progress

See it on Etsy Try the free calculator

Free Christmas budget calculator

Add your gifts, food, decorations and travel. See your Christmas total and how much to set aside from each paycheck until December 25.

Plan Christmas by paycheck

Free FIRE calculator

Your FIRE number and the age you get there, plus Lean, Fat and Coast FIRE and a check that the money lasts. All in today's dollars.

Find your FIRE number

More money sheets

Each one is a Google Sheet with a Sage and a Dark Mode look, an Example and a Blank copy.

Paycheck Budget Planner Which bills each paycheck pays, and what’s left. Weekly, biweekly, twice a month or monthly. Sinking Funds Tracker Save a little every payday for Christmas, insurance and yearly bills. Live Net Worth Tracker Stocks, funds and crypto at live market prices that update automatically. Investment Portfolio Tracker Log your buys, see gains in green and red, and project 30 years ahead.

Get all five in one bundle Visit the shop

New: the free DimeSprout app

What to pay every payday, check it off, watch your debt-free date come closer. Add it to your home screen. No account, no bank login. Payday reminders and your plan on every device are coming with DimeSprout Plus.

Open the app Join early access